Our tradition of saving together

Save together.
Grow together.

አብረን እንቆጥብ። አብረን እንደግ።

Equb has long brought us together to save and support one another. With Mesob, you can choose an Equb that suits your income, make your contributions, and follow your Equb from your phone.

የምናውቀው የእቁብ ባህል፣ አሁን በስልካችን። ለገቢዎ የሚስማማ እቁብ ይምረጡ፣ መዋጮዎን ይክፈሉ፣ እጣውንም ይከታተሉ።

Your contributions recorded Follow your Equb draw
Your EqubMESOB EQUB · መሶብ እቁብ
Example Equb
Your Equb payout after commission

39,200 birr

Example weekly Equb · 20 members · 2% commission

Contribution / week2,000 birr
Equb members20 members
Your contribution Verified

Payment receipt checked and recorded.

One Equb. Each member takes a turn.Follow your Equb draw in your account.Equb draws

The Equb we know, now on our phones.

Our Equb. Our shared commitment.

Telebirr & bank paymentsContributions you can followDaily · Weekly · Monthly
Fictional Ethiopian campaign models in a studio photograph for Mesob Equb

AI-generated studio image · Fictional models

Saving through Equb

For the plans
we make together.

ለእቅዶቻችን በእቁብ አብረን እንቆጥብ።

Stock for your shop, tools for your work, or a purchase for your home. Equb brings regular contributions together for a larger amount when your turn comes. Start with a contribution you can manage.

Choose your Equb Save together. Grow together.
How it works

An Equb works when we
each do our part.እቁብ እንዴት ይሰራል?

In an Equb, members agree to contribute a set amount regularly. The money collected each round goes to one member. Everyone keeps contributing until each member has received their Equb.

Choose your Equb እቁብ ይምረጡ

Choose a daily, weekly or monthly Equb with a contribution you can keep up with. Check the payment dates, full cycle length and agreement before joining.

Make your contribution መዋጮዎን ይክፈሉ

Use the payment details shown in your account. Pay by Telebirr or bank transfer, submit the requested receipt, and check that your contribution has been confirmed.

Follow the Equb draw የእቁብ እጣውን ይከታተሉ

The draw selects the member whose turn it is to receive the Equb. Check the result and your Equb’s progress in your account.

Receive your Equb እቁብዎን ይቀበሉ

When your turn comes, you receive the collected amount after the applicable service commission. Keep contributing until the full Equb cycle is complete.

Choose an Equb

Choose an Equb that
fits your income.ለገቢዎ የሚስማማ እቁብ ይምረጡ

Choose a contribution you can manage alongside your household or business expenses. Check the payment dates and how long the Equb runs. Your commitment continues after you receive your Equb.

Daily · በየቀኑ

Daily Equb

የቀን እቁብ
Contribute each day
  • Set aside your contribution each day
  • Choose an amount you can keep up with
  • Check the draw schedule for your Equb
Monthly · በየወሩ

Monthly Equb

የወር እቁብ
Plan around payday
  • Make one contribution each month
  • Plan ahead for household or business needs
  • Read the full Equb terms before joining
For organizations · ለድርጅቶች

Organization Equb

የድርጅት እቁብ
Save with your community
  • For colleagues, associations and communities
  • Join using your organization’s invite code
  • Keep track of your contributions and draws
Plan your Equb

Let’s work out
your Equb contribution.የእቁብ መዋጮዎን ያስሉ

Your contribution is what you pay each round. Your payout is the collected amount you receive when your turn comes, after the agreed commission. Use this example to see your payout and what you would contribute over the full Equb cycle.

Your Equb contribution · የእቁብ መዋጮዎ

Daily 300–5,000 · Weekly 500–10,000 · Monthly 2,000–20,000 birr
One round is one collection and payout. A full Equb cycle covers every member’s turn.

Your Equb estimate · የእቁብ ግምት

39,200 birr

Your Equb payout after commission · የሚደርስዎት ገንዘብ
Amount collected per round · በአንድ ዙር የሚሰበሰብ ገንዘብ40,000 birr
Example commission (2%) · ኮሚሽን800 birr
Your contributions over the full cycle · የእርስዎ ጠቅላላ መዋጮ40,000 birr
Full Equb cycle · ሙሉ የእቁብ ዑደት20 weeks (~5 months)

This example assumes equal contributions, one payout per round and a 2% commission. Your total contribution is paid over the full cycle; your payout is received once. Check your Equb agreement for the actual amounts, charges and dates.

Equb draws Try an example · የእጣ ምሳሌ ይሞክሩ

Follow each
Equb draw.የእቁብ እጣውን ይከታተሉ

The draw selects whose turn it is to receive the money collected for that round. Your turn may come early or later in the Equb cycle. Follow the results and your contribution records in your account.

  • Members take part according to their Equb’s eligibility rules. Check your contribution status before the draw.
  • After receiving your Equb, you keep contributing for the remaining rounds. The next turns belong to the other members.
  • You can return to your account to check earlier draw results and your contribution records.

This example shows a selection only. It does not enter you into an Equb or move any money.

Check your contributions

After submitting a receipt, check that your contribution is confirmed. If it is still under review, contact Mesob with your payment reference before paying again.

Understand your payout

Your payout comes from the members’ contributions, less the agreed service commission. Check the amount you would receive and any other charges before joining.

Ask when you need help

Not sure which Equb to choose or how to submit a receipt? Call the Mesob team using the contact numbers below.

Keep your Equb records

Keep your payment receipts, transaction references and Equb agreement. Use them to check your records and follow up if an amount or status looks wrong.

Questions

Questions about your Equb?ስለ እቁብ ጥያቄ አለዎት?

Understand how your Equb works before making your first contribution. If you need help, speak with the Mesob team.

When will I receive my Equb?
The draw selects an eligible member for each round. Your turn may come early or later in the cycle, and each member receives their Equb once. If you need the money by a particular date, discuss the draw schedule and payout conditions with Mesob before joining. በእያንዳንዱ ዙር መስፈርቱን ካሟሉ አባላት መካከል አንድ አባል በእጣ ይመረጣል። ተራዎ በእቁቡ መጀመሪያ ወይም በኋላ ሊደርስ ይችላል፤ እያንዳንዱ አባልም በአንድ ሙሉ የእቁብ ዑደት አንድ ጊዜ ይቀበላል። ገንዘቡ በተወሰነ ቀን ካስፈለገዎ፣ ከመቀላቀልዎ በፊት ስለ እጣው ጊዜና እቁቡን ለመቀበል የሚያስፈልጉ መስፈርቶች መሶብን ያነጋግሩ።
After receiving my Equb, do I keep contributing?
Yes. You continue making your agreed contribution until the full Equb cycle is complete. Just as other members contributed when it was your turn, your contributions help them receive their Equb when their turn comes. አዎ። እቁብዎን ከተቀበሉ በኋላም ሙሉ የእቁብ ዑደቱ እስኪጠናቀቅ ድረስ መዋጮዎን መክፈል ይቀጥላሉ። ሌሎች አባላት ለእርስዎ እንዳዋጡት ሁሉ፣ እርስዎም የእነሱ ተራ ሲደርስ እንዲቀበሉ መዋጮዎን ይቀጥላሉ።
How do I pay my Equb contribution?
Use the payment details in your account. Pay by Telebirr or bank transfer, submit the requested receipt, and check that your contribution has been confirmed. Keep your receipt and transaction reference. If the payment is still under review, contact Mesob with those details before paying again. በመለያዎ ውስጥ የተሰጡትን የክፍያ ዝርዝሮች ይጠቀሙ። በቴሌብር ወይም በባንክ ዝውውር ይክፈሉ፣ የተጠየቀውን ደረሰኝ ያስገቡ፣ መዋጮዎም መረጋገጡን ይመልከቱ። ደረሰኙንና የዝውውሩን መለያ ቁጥር ያስቀምጡ። ክፍያው ገና በማረጋገጥ ላይ ከሆነ፣ እንደገና ከመክፈልዎ በፊት እነዚህን ዝርዝሮች ይዘው መሶብን ያነጋግሩ።
What should I do if I cannot contribute on time?
Contact the Mesob team as soon as you expect a delay. Each contribution matters to the member waiting to receive their Equb. Read your agreement’s late-payment rules and ask how a delay affects your draw eligibility and what to do next. መዋጮዎ ሊዘገይ እንደሚችል ሲያውቁ ወዲያውኑ የመሶብ ቡድንን ያነጋግሩ። እያንዳንዱ መዋጮ እቁቡን ለመቀበል ለሚጠብቀው አባል አስፈላጊ ነው። በውልዎ ውስጥ ያሉትን የዘገየ ክፍያ ደንቦች ያንብቡ፤ መዘግየቱ በእጣ መሳተፍዎ ላይ ምን ተጽዕኖ እንዳለውና ቀጣይ ምን ማድረግ እንዳለብዎ ይጠይቁ።
What should I check before joining an Equb?
Check the contribution amount, payment dates, number of members, full cycle length, service commission and payout conditions. Understand how the payout order is decided, and ask what happens if a payment is late or you need to leave. Make sure you can contribute for the whole cycle, including after receiving your Equb. የመዋጮ መጠኑን፣ የክፍያ ቀናትን፣ የአባላት ብዛትን፣ እቁቡ እስኪጠናቀቅ የሚወስደውን ጊዜ፣ የአገልግሎት ኮሚሽኑንና እቁቡን ለመቀበል የሚያስፈልጉ መስፈርቶችን ያረጋግጡ። የመቀበያ ተራ እንዴት እንደሚወሰን ይረዱ፤ ክፍያ ቢዘገይ ወይም ከእቁቡ መውጣት ቢያስፈልግዎ ምን እንደሚሆን ይጠይቁ። እቁብዎን ከተቀበሉ በኋላም ጨምሮ፣ እስከ እቁቡ መጨረሻ ድረስ ማዋጣት እንደሚችሉ ያረጋግጡ።
Join an Equb

Ready to join
your Equb?እቁብዎን ለመቀላቀል ዝግጁ ነዎት?

Start with an Equb you can comfortably contribute to. Register with your phone number, read the terms, and choose the Equb that works for you.

Your Equb, on your phone.

Open Mesob Equb in your browser to register, view available Equb groups and manage your contributions.

You can use Mesob Equb in your browser now. Google Play and App Store listings are coming soon. በአሳሽዎ አሁን መጠቀም ይችላሉ።